- If you feel that you’re not going to be able to pay your bills, chapter 7 bankruptcy may be an option.
- Chapter 7 bankruptcy allows people who are under a certain income limit to be able to discharge many forms of debt.
- There are also many exemptions available for your assets so you don’t have to lose any of your assets even though you are discharging your debts.
- If you don’t have a home, there is a wildcard exemption that can be used up to a certain amount for any asset.
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