What To Do If You’re Nervous About Falling Behind On Mortgage Payments?
- The first thing you should do is to contact the lender; communication is very important.
- Tell them what is going on in your life that is making you unable to make the mortgage payments and apply for a mortgage modification.
- This will stop the foreclosure process from starting.
- If they agree to a modification, they will put the arrearage on the back and let you pay a lower interest rate and a lower monthly payment.
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